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Terms and Conditions

Last Updated: January 28, 2025

1. Introduction

Welcome to Finzebra ("we", "us", or "our"). These Terms and Conditions govern your use of finzebra.com and our services. By accessing or using our website, you agree to be bound by these terms.

2. Definitions

  • "Service" refers to finzebra.com

  • "User", "You", "Your" refers to any person accessing or using the Service

  • "Content" refers to articles, tutorials, courses, and other materials on our platform

  • "Premium Content" refers to content accessible only through paid subscriptions

  • "Subscription" refers to paid access to Premium Content

3. Account Registration

3.1. To access Premium Content, you must:

  • Create an account

  • Provide accurate information

  • Be at least 18 years old

  • Maintain account security

3.2. You are responsible for:

  • Maintaining password confidentiality

  • All activities under your account

  • Notifying us of unauthorized access

4. Subscription Terms

4.1. Payment and Billing

  • Prices are in Indian Rupees (INR)

  • Payments processed securely through authorized payment gateways

  • GST and applicable taxes will be added

  • Billing occurs at the start of subscription period

4.2. Subscription Types

  • Monthly subscription with automatic renewal

  • Annual subscription with automatic renewal

  • Course-specific one-time payments

4.3. Automatic Renewal

  • Subscriptions auto-renew unless cancelled

  • Renewal notice sent 7 days before billing

  • Cancel anytime through account settings

5. Content Usage Rights

5.1. Premium Content

  • Personal, non-commercial use only

  • No redistribution or sharing

  • No downloading except as specifically allowed

  • No reproduction without permission

5.2. Free Content

  • May be accessed without subscription

  • Subject to same usage restrictions

  • May become Premium Content at any time

6. Prohibited Activities

You may not:

  • Share account credentials

  • Bypass security measures

  • Scrape or download content automatically

  • Reverse engineer any part of the Service

  • Resell or redistribute content

  • Upload malicious code

  • Violate others' intellectual property rights

7. Intellectual Property

7.1. Our Rights

  • All content owned by Finzebra

  • Protected by Indian copyright laws

  • Includes text, graphics, code, and designs

7.2. User Content

  • You retain rights to your submissions

  • We get license to display your comments

  • We may remove any user content

8. Limitation of Liability

8.1. We are not liable for:

  • Implementation of code examples

  • Trading or investment decisions

  • Technical inaccuracies

  • Service interruptions

  • Data loss

8.2. Maximum liability limited to:

  • Subscription amount paid

  • Or INR 10,000, whichever is lower

9. Privacy and Data

9.1. We collect and use data as per our Privacy Policy 9.2. We comply with Indian data protection laws 9.3. Data stored securely on authorized servers

10. Termination

10.1. We may terminate accounts for:

  • Terms violation

  • Illegal activities

  • Non-payment

  • Account sharing

10.2. Upon termination:

  • Access to Premium Content ends

  • No refund for current period

  • Your data handled as per Privacy Policy

11. Changes to Terms

11.1. We may modify these terms 11.2. Changes effective upon posting 11.3. Notification for material changes

12. Contact Information

Finzebra 4-92, ASR street Bhimavaram, 534204 Andhra Pradesh, India Email: finzebrahelp@gmail.com

13. Governing Law

13.1. These terms governed by Indian law 13.2. Subject to jurisdiction of courts in Andhra Pradesh, India

14. Severability

If any provision is found invalid, remaining terms stay in effect.

By using our Service, you acknowledge reading and agreeing to these terms.

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